"Dan" I tell him

"Ok, Im dave" and we shake hands.

So I had a good look at him, he was really well dressed, he had a cell phone, and he started to go off about how I was the first person who had been willing to talk to him, and that he was the only black person in all of boston. And so I said I had to walk to the Art Institute Cause I was gonna be late, and so He said "oh there is a fleet right on the way, we can stop at the ATM."

Anyway, I was thinking that this guy was definitely trying to scam me, and I was kinda interested how he was gonna do it, and then there was a little of me that fantasized that he actually did make $150,000 dollars a year, as he claimed, and that I was gonna get $200 dollars for doing nothing. But I knew that wasn't gonna happen.

As we walked, he told me how he did work for the government, and how he could have the money transferred from his account he had there, I told him I was pretty skeptical, and he started reassuring me, telling me that he was just gonna transfer the money into my account, and then I would withdraw it, and give it to him. "You will see my money in your account" he kept saying. After a few minutes we get to the Fleet bank, and there are a lot of people in the bank, and he's like "uh, ok, lets go to a different, there's to long a line here" and so I tell him that I gotta get going to my Open house thing, and he decides that there is another Bank ATM on the way.

So we walk for another good twenty minutes, and hes talking to me about how he has all these unpaid parking tickets, and he is walking fast, and in front of me, and I notice that his Shoes are completely ripped up, like he has a nice sweater on, and a nice long expensive looking overcoat, very classy. But his shoes, they are old, and nasty, and beat up looking. Like, dress shoes, but nasty. So I chuckled to myself about how he had missed a detail of his rich person costume, then I got worried about how I am gonna break it to this guy that it is totally clear he is trying to scam me.

So we get to the ATM, and He starts hussling around, reaching in his pockets, and finally, he lifts up his leg, and reaches into his sock and pulls out a bunch of checks, but no check book. He puts down the checks and says
"Whats your full name?"
and I pick up the check, and he looks at me. The name on the check was, "Frude A. Azule" and so I say, "I thought you said your name was Dave, man." and so he starts trying to distract me telling me to remember how much money he is gonna give me and that its from his government account, and he says something like
"look at me" he grabs his coat by the collar a lifts "Im no bum, I make a lot of money, I just need to get back to Connecticut, because Im stranded here..."

Just then a girl walks into the ATM and looks at me and Dave, and I tell her that she can use the ATM, and so I look back to Dave and say:
"what happened to your shoes?"
And he blurts out "the mud man, I got stuck in the mud you know?" So he starts writing out a check for $1500, and he wants to know my name, and if I have a cell phone.
I don't want to be to rude, and just say "I don't trust you man, Im leaving" so I say,
"do you have any proof that you are who you say you are, like a business card?"
And he starts talking about something else, and then he starts telling me he has diabetes, and that he has to get back to Connecticut to get the insulin, and he starts showing me some marks on his ankles to prove he's not lying about his diabetes.

He can probably tell by now that Im not buying it, because essentially, I think he wants to "transfer" money into my account, by way of a phoney check, and then withdraw the money before the check clears and then run off. So He starts trying to convince me that this is a perfect way to do the transfer, and that he has done it before.

And so out of nowhere I ask him what his cell phone number is. He tells me a number real fast, and I dial it into my phone and call it. And his phone isn't ringing. And he starts going off about how his minutes are shut off, and how he has been using the phone so much calling about his car that they shut off his minutes. But then his phone does start ringing, and he just looks at it, sorta dumbfounded.

He starts really putting on an act about how this is how transfers work, his special account transfers immediately, no time for a check to clear.
So I say "alright, lemme just make sure that my bank will do that, Ill call them." and so he sighs and I get on the phone, I call the 800 number on the atm, and he starts telling me how I am just making this thing that could go really quickly last so long, and that we coulda been done a while ago, and how I would have $250.

So I talk to the bank, and I ask them "so this guy wants to transfer money into my account using a check from a citizens bank in Connecticut, how long will that take." And the lady from the bank tells me at least 2 days. So I get off the phone, and dave says "what, what did they say? You good?"

and I shake my head and look at him and say that the check will take 5-7 days to clear because its out of state. And that I should really get going to my Open House thing.

He tells me its fine, and that I will "see his money in my account before I have to make any withdrawal" but I know this is cow pie.

SO I tell him that Im not gonna put this check into the bank until he can prove to me that the money exists, and then he starts bargaining with me, like "can I just have $90 to take the train back to Connecticut, you know Im gonna be back, I have to come get my car. You just keep this check for $1500." So I start walking outa the bank and he says "can I use your cell phone? My minutes are still shut off, I gotta make a call, for my diabetes."

And so now I just sorta feel like hes trying to rip me off in any way he can, so I take out my phone, and say "Come to the Art institute, you can use there phone, mine is almost out of battery." and he starts talking to me about how he need $80 to get home and take the train and how he needs to make a phone call, and while he is looking right at me, and super sneakily turn off my phone with one hand and so Im like, "oh look, my phone just died, I gotta go, sorry." and so we shake hands and he thanks me for my time, and I tell him to take it easy and I leave.

I hope no poor fool falls for this.